Production finance platform Saturation has introduced a charge card designed specifically for film and video teams, offering up to 3% cash back on production expenses and access to over $30,000 in annual partner savings. The card integrates directly with Saturation's budgeting and expense management system, addressing a persistent gap in production financial infrastructure.
The Core Proposition: Credit based on production revenue, not personal scores
Unlike traditional business credit cards, the Saturation Credit Card is underwritten based on a company's production revenue and operating performance rather than personal credit scores. This approach acknowledges that production companies function as project-based businesses with short timelines and fluctuating cash flow.
The card operates as a charge card with automatic repayment from a connected bank account or Saturation balance. This structure helps teams avoid interest charges while maintaining spending flexibility during active productions.
Cash Back and Savings Breakdown
Up to 3% cash back on qualifying production expenses (earned on the first $10,000/month when maintaining $200,000+ in Saturation Funds account)
Base cash back rate on all eligible purchases
No annual fee
$30,000+ in potential annual savings through production-focused partner discounts
Partner companies offering exclusive discounts include:
Musicbed (music licensing)
Filmsupply (stock footage)
ShotDeck (cinematic reference library)
SetHero (production scheduling)
Scriptation (script annotation)
Filmmakers Academy (education)
Platform Integration: Real-time visibility into production spend
The card's primary value proposition lies in its integration with Saturation's broader platform. Every transaction automatically syncs to the correct project, department, and budget category. This eliminates the post-production reconciliation that typically accompanies traditional business credit cards.
Key integration features:
Project-based fund allocations with hard spending caps
Unlimited virtual and physical cards for department heads and crew
Automatic transaction categorization by project and department
Integrated bill pay and approval workflows
Apple Pay and Google Pay support
Instant receipt capture through the Saturation Wallet mobile app
Replacing Petty Cash Workflows
The card targets a specific pain point: the petty cash and reimbursement systems still common on productions. Teams can issue cards to crew members with customizable spending limits, track expenses in real time, and reduce the administrative overhead of manual cash handling.
This approach gives production managers visibility into spending as it happens rather than reconciling receipts after wrap.
Platform Scale and Requirements
Saturation reports that production teams used its platform to manage $2.7 billion in budgets across 19,628 projects in 2025. The company serves production teams at organizations including Park Pictures, Blue Chalk Media, NBA, Netflix, and ESPN.
To obtain the card, users must be on Saturation's Producer tier ($25/month) or Production tier ($75/month) and actively using Saturation Pay. The card is issued by First Internet Bank of Indiana through a partnership with CapitalOS.
What This Means for Production Teams: Filling the finance stack gap
The Saturation Credit Card addresses a structural issue in production finance: credit products designed for stable, recurring-revenue businesses don't map well to project-based production work. By underwriting against production volume rather than personal credit, Saturation offers an alternative for teams that might struggle with traditional business credit approval.
The 3% cash back rate is competitive among business cards, though the $200,000 minimum balance requirement and $10,000 monthly cap limit who can access the top tier. Production companies with lower cash reserves will still earn a base cash back rate on eligible purchases.
For teams already using Saturation for budgeting and expense management, the card removes a disconnect in the financial workflow. For those considering the platform, the integrated credit offering adds another factor to evaluate against standalone budgeting tools.
The Saturation Credit Card is available now to U.S.-based production companies through saturation.io/creditcard.
